Your home insurance premium is an ongoing expense that you will have to pay every single year. While there is an initial rate that you receive for your home insurance when you first get it, changes to your house can increase how much you pay for your insurance policy. There are a couple things you can do to your home that will cause the premiums to increase instead of lower. While your home insurance shouldn't be what decides if you do any of these 3 things, be aware of the increase in premiums before you do them.
Few are the people who can purchase a home without a loan. For the majority of homeowners paying on their mortgages, home insurance is a requirement. Regardless of whether you own or are paying on a house, there are lots of reasons to buy homeowners insurance. And one of them is the surprising things you might not know home insurance covers.
#1: Accidents Away From Home
The bathroom might be one of the most common scenes of an accident, but many mishaps occur away from your house.
When you have a child with special needs, there are so many other things to worry about. You don't want to think about life insurance and the costs that come with it, but you need to. The truth is life insurance is one of your most important factors and could help both you and your child in the future. Here's all you need to know about it.
Think About the Total Costs of the Insurance
If you are renting property you are probably wondering if you should get a renters insurance policy. In some cases your landlord will require that you get a policy, but in other situations it will be completely up to you if you choose get renters insurance. In most cases, getting renters insurance is highly advised. Here are some reasons why you should always carry insurance.
1. To Insure Your Personal Belongings Inside The House
Car sharing and smaller taxi services like Uber and Lyft have grown in popularity over the years. For someone who is intoxicated, these services provide a safe and easy way to get home. If you are thinking about becoming a driver for one of these companies, it is normal to have questions about car insurance.
What's the Problem With Insurance?
Insurance for Lyft and Uber drivers is complicated for three reasons: